Wednesday, December 29, 2021

NetWorth Update October 2021 - To the Moon!




October has been a nice first attempt into crypto.
I've seen Shibu going up from my initial 800 CHF investment, up to more than 9'000 CHF.
Though I didn't sell, as 9k don't really change my life, and even if I will never become millionaire with SHIb, I still can just let them sit there for the next x year and either make waaaaay more money or lose 800 CHF.
Indeed they eventually ended the month down to 6'887.13 CHF and I am completely fine with it.

Income CHF 8'788.91 (CHF +341.87 vs September) 
- Assura gave a 100 CHF refund to all their clients
- My former Regie refunded me 283.50 CHF of heating/water fees
- 154.86 CHF of dividends

Expenses CHF 2'115.10 (CHF +15.32 vs September) 
Amazingly, just 15 chf difference from the previous month

  • HousingCHF 909.20 - rent + grocery + a little Ikea trip
  • Health: CHF 430.20 - Dentist checkup for cavities. all good!
  • Personal: CHF 778.90 - damn you phone! 
  • Transport: 24.70 - my usual little hiking trip
  • Holiday0
Saving Rate 75.93% (+1.02% vs September)
3 months in a row above 70%, keep it going baby!

Net Worth CHF 322'640.68 (CHF +16'837.06 vs September)
Thanks crypto, I will still talk shit about you though.
The market also had a good performance too even though lower return than his evil brother above (you can see who is my favourite)

Stocks Investing CHF 229’340.70 (CHF +6'498.41 vs September)
You remember the 3k of last month? I've invested them in VT who also had some good performances.

Crypto Investing CHF 20'005.45 (CHF +7'617.50 vs September)
Ok, Ok, this time it's actually a real increase 
But who are the heroes?
- SHIB:  USD 6'887.13 ( +6'088.34)
- CRO: CHF 4'039.51 (+653.4)
- BTC: CHF 2'605.68 (+612.81)
- ETH: CHF 1'909.29 (+461)

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