Wednesday, December 29, 2021

NetWorth Update September 2021 - First day of work!




My first day of work! in the same company.
As previously said, I have simply been hired internally after having been an external consultant contractor.

Of course I now have more responsibilities, and therefore this could translate into some salary increase in the coming years, even though from my understanding the company doesn't really do this, but instead has a concept of "interest" which is basically a bonus according to their annual performances. 

September was an expensive month as I've broke my arm (not completely) and my phone's screen. The second one was somehow more painful...

I've also decided to use 10k as fun money and flushed them in the toilet (crypto).
I've bought 700chf of SHIBU (to the moooooon), and opened a Crypto.com account as well a SwissBorg one.

Income CHF 8'370.72 (CHF -3'127.06 vs August) 
Hello lower salary... but ok, to be fair, no other month will be able to compete with August.
Some help from my dividends who bring an extra 426.72 CHF to the table.

Expenses CHF 2'099.78 (CHF +237.49 vs August) 
The month was pretty much the same as August, which differed just by my biannual dentist visit, and for my the phone's repair (thanks God the accident insurance took care of the arm)

  • HousingCHF 848.32 - rent + grocery 
  • Health: CHF 446.05 - Dentist
  • Personal: CHF 778.90 - damn you phone! 
  • Transport: 26.5 CHF - my usual little hiking trip
  • Holiday0
Saving Rate 74.92% (-8.89% vs August)
Keeping it above 70%, what else can I say? I am just happy about those results.

Net Worth CHF 311'454.49 (CHF +5'949.75 vs August)
A pretty shitty month for the market which performed negative.

Stocks Investing CHF 222’842.29 (CHF -1'135.39 vs August)
I've moved  3'000 CHF to IB but forgot to invest them...oops. But given the market performances, that was a lucky mistake.

Crypto Investing CHF 12'387.94 (CHF +11'908.15 vs August)
Ok lets be clear, I didn't gain 12k in stock. I've simply flushed in the toilet the famous 10k:

- 800 CHF into SHIB
- 2000 CHF stacked into CHSB
- 1992.87 CHF in BTC
- 2600 CHF in ETH
- 3380 CHF stacked into CRO (green credit card)

0 comments:

Post a Comment